The TAS insurance group (Kyiv) has introduced a package health insurance program that covers illnesses and accidents.
The group announced this in a statement.
A person insured under the program is not required to seek treatment at hospitals specified by the insurer or its affiliated companies. The person can decide where to receive treatment and decide whether to pay at a hospital's cash office or pay the doctor.
"Moreover, the person knows the amount he can expect as compensation for his expenditures. Under this type of insurance payments are also made for disability and death of an insured person in addition to expenditures connected with illnesses," the insurance group says.
The insurance group is offering package insurance against accident and illness as well as separate insurance against each of these two risks.
Specifically, the insurance group can insure people against illnesses that can require "conservative" treatment, surgical intervention, and subsequent recuperation; against illnesses that can result in long-term disability and death; against accidents that can cause traumas, temporary or long-term disability, and death.
An insurance agreement will provide for guaranteed payment that varies according to the value of the insurance agreement and the type of illness.
If an insured person suffers general disability as a result of an accident, compensation is calculated based in a table of insurance payments.
An insurance agreement will also provide for daytime or 24-hour treatment of clients as in-patients as well as outpatient treatment and payment of compensation for every day of temporary disability.
"We believe that the introduction of the TAS Collective program will facilitate significant reduction of organizations' financial expenditures on allocation of material assistance for treatment of employees," said Oleksandr Shylin, the head of the personal insurance unit at TAS insurance group's department of management of medical and personal insurance.
This program is intended to enterprises, companies, and organizations that plan package insurance for their employees.
As Ukrainian News earlier reported, the TAS insurance group, which specializes in risk insurance, is part of the TAS financial group.
Two individuals each own 43.98% of the shares in the TAS insurance group.
